BOQ Spec 32 Day Notice Account Summary
Description
A variable-rate notice savings account. The reviewed ongoing rate has no monthly activity requirements. An introductory offer is available to eligible customers.
Benefits
- Introductory rate of 4.95% p.a. for 5 months for eligible customers.
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
More benefits
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Applicants must be at least 18.
- 32 days’ notice is required before withdrawals.
- The introductory offer is temporary, lasting 5 months. The ongoing rate then applies.
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Details
Key details
| Product name | BOQ Spec 32 Day Notice Account |
|---|---|
| Maximum variable rate | 4.95% p.a. (Introductory, first 5 months) |
| Ongoing interest rate | 4.00% p.a. |
| Base interest rate | 4.00% p.a. |
| Minimum age | 18 years |
Source: noren.com.au
All comparison details
| Base | 4.00% |
|---|---|
| Ongoing | 4.00% |
| Ongoing cap | No cap |
| Intro | 4.95% |
| Intro cap | No cap |
| Intro period | 5 mths |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 18 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 4.00% p.a..
- Introductory: 4.95% p.a. for 5 months for eligible customers. No upper cap.
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 4.00% | Whole balance | All balances |
| Introductory total, first 5 months | 4.95% | Whole balance | All balances |
Source: noren.com.au
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Requirements
- Funds require 32 days prior notice. Withdrawals are paid to an eligible BOQ Specialist account in the same name, early release is considered only for approved hardship.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with BOQ Spec.
- Resident or Citizen
- Age 18 or over.
- Current provider terms permit eligible personal applicants aged 18+ without an occupational restriction. No minimum opening deposit, the source $10,000 opening constraint is superseded by current terms.
Introductory eligibility
- New-to-bank customers opening between 13 August and 30 November 2026. The additional variable rate lasts five months, the 32-day notice requirement also applies during the offer.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected and verified on 31 Oct 2026.