BNK Cash Management Account (personal) Summary
Description
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
- No upper balance cap in the reviewed ongoing pricing.
Hoops
- Applicants must be at least 18.
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Details
Key details
| Product name | BNK Cash Management Account (personal) |
|---|---|
| Maximum variable rate | 4.50% p.a. |
| Ongoing interest rate | 4.50% p.a. |
| Base interest rate | 4.50% p.a. |
| Minimum age | 18 years |
Source: noren.com.au
All comparison details
| Base | 4.50% |
|---|---|
| Ongoing | 4.50% |
| Ongoing cap | No cap |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | 0 |
| Min age | 18 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 4.50% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 4.50% | Whole balance | All balances |
Source: noren.com.au
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Requirements
- Personal-account comparison only. No ongoing monthly deposit, balance-growth, purchase or withdrawal-count interest condition. No monthly account-keeping fee, other service and transaction fees can apply.
- Funds are at call through online/app payments and transfers. Branch cash withdrawals, branch account assistance and cheque facilities are not available.
- Interest is calculated daily on closing balances and credited monthly. Advertised standard interest applies on excess funds beyond the introductory cap, individually negotiated pricing is excluded.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with BNK.
- Personal customers aged 18 or older, including joint accounts with two to four individuals, subject to identity checks. Australian residential address, phone/email and an internet-connected device are required.
- The same CMA is also offered to businesses, trusts and SMSFs, those uses are excluded from this personal comparison. No separate BNK or Goldfields duplicate account is published.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 29 Oct 2026.