Bank of us Stash ’n’ Splash Summary
Description
An at-call savings account with interest linked to the balance and the number of withdrawals or transfers each month.
Benefits
- No monthly savings-account fee.
Hoops
- Bonus interest depends on meeting the provider’s requirements.
- No more than 5 withdrawals each month to retain bonus interest.
- Ongoing rate cap: $24,999.99. See the rate breakdown for higher balances.
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Details
Key details
| Product name | Bank of us Stash ’n’ Splash |
|---|---|
| Maximum variable rate | 2.25% p.a. |
| Ongoing interest rate | 2.25% p.a. |
| Base interest rate | 0.00% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 0.00% |
|---|---|
| Ongoing | 2.25% |
| Ongoing cap | $25K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | - |
| Dep $/mth | - |
| Growth/mth | - |
| Buys/mth | - |
| Txns/mth | - |
| W/d/mth | 5 |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 0.00% p.a., before bonus interest.
- Ongoing: 2.25% p.a. when bonus conditions are met. Up to $24,999.99.
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Base rate component | 0.00% | Whole balance | Up to $1m |
| Ongoing total, conditions met | 2.25% | Whole balance | Up to $24,999.99 |
| Ongoing total, conditions met | 3.00% | Whole balance | $25k to $1m |
| Rates unverified | - | - | Over $1m |
Source: noren.com.au
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Requirements
- Interest uses the applicable rate on the whole daily balance and is credited at month end. No monthly account fee. Optional and non-standard service charges can apply. No introductory offer is established for this account.
- Make no more than five withdrawals or transfers during the calendar month to receive interest. Six or more means no interest for that month, including the otherwise advertised lower-balance rate. No monthly deposit, growth or purchase qualification.
- Maximum account balance and total Stash n Splash holdings per individual customer are $1,000,000. Whole-balance pricing changes at $25,000, not a first-portion interest allowance.
- Qualification timing: Requirements are assessed in the current month. Check the settlement deadlines and exclusions in the requirements.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Bank of us.
- Personal customers, subject to identity and account-opening checks. The target market is primarily Tasmanian residents, with interstate applicants considered in some cases. No universal numeric age restriction is established by the reviewed product documents.
- The current account summary specifies a $1 opening deposit. This is separate from any monthly bonus qualification.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 29 Oct 2026.