Credit Union SA 55+ Account Summary
Description
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
Hoops
- Applicants must be at least 55.
- Ongoing rate cap: $50,000. See the rate breakdown for higher balances.
On this page
Details
Key details
| Product name | Credit Union SA 55+ Account |
|---|---|
| Maximum variable rate | 1.10% p.a. |
| Ongoing interest rate | 1.10% p.a. |
| Base interest rate | 1.10% p.a. |
| Minimum age | 55 years |
Source: noren.com.au
All comparison details
| Base | 1.10% |
|---|---|
| Ongoing | 1.10% |
| Ongoing cap | $50K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | 55 |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 1.10% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 1.10% | This band only | First $50k |
| Standard variable | 2.05% | This band only | Over $50k to $250k |
| Standard variable | 2.40% | This band only | Over $250k |
Source: noren.com.au
Share/Export
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Requirements
- No monthly activity qualification. Different rates apply separately to each portion of the balance.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Credit Union SA.
- Age 55 or over.
- Credit Union SA personal membership and provider application requirements apply. Missing source age limits are not inferred.
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.