Capricornian iSaver Summary
Description
An internet-based savings account to help reach your saving goals faster. This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan.
Benefits
- No monthly savings-account fee.
- No monthly activity requirements for the ongoing rate.
Hoops
- Ongoing rate cap: $5,000. See the rate breakdown for higher balances.
On this page
Details
Key details
| Product name | Capricornian iSaver |
|---|---|
| Maximum variable rate | 0.00% p.a. |
| Ongoing interest rate | 0.00% p.a. |
| Base interest rate | 0.00% p.a. |
| Minimum age | - |
Source: noren.com.au
All comparison details
| Base | 0.00% |
|---|---|
| Ongoing | 0.00% |
| Ongoing cap | $5K |
| Intro | - |
| Intro cap | - |
| Intro period | - |
| Dep/mth | 0 |
| Dep $/mth | - |
| Growth/mth | $0 |
| Buys/mth | 0 |
| Txns/mth | - |
| W/d/mth | - |
| Min age | - |
| Max age | - |
| Fee/mth | $0 |
Source: noren.com.au
Rates & features
Interest rates
Variable rates % p.a. at $699, assuming applicable bonus conditions are met.
- Base: 0.00% p.a..
Full rate breakdown
| Type | Rate | Applies to | Balance |
|---|---|---|---|
| Standard variable | 0.00% | This band only | First $5k |
| Standard variable | 0.45% | This band only | Over $5k to $50k |
| Standard variable | 0.60% | This band only | Over $50k |
Source: noren.com.au
Share/Export
This band only: the rate applies to the money within the listed balance range. Other portions earn their own rates.
Requirements
- Personal savings comparison, other transaction, assisted-service and card fees can apply. No current introductory rate is established.
- Interest applies to portions within the $5,000/$50,000 tiers, correcting CDR whole-balance metadata using the official rate schedule. No monthly activity qualification or monthly account service fee. Operate online to avoid assisted transaction fees. If linked as a mortgage offset, do not assume savings interest and home-loan offset benefits are both paid on the same balance, this is the standalone personal savings scenario.
Fees
- Monthly account fee: $0
Showing reviewed fees only, other charges may apply
How to apply
Check these eligibility requirements before applying with Capricornian.
- You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
- Individuals must be citizens or permanent residents of Australia
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Sources & review
Noren aggregates information from multiple primary sources to ensure you're getting the most up-to-date, accurate information. All product information is peer reviewed.
Collected on 31 Oct 2026. Pricing verified on 28 Oct 2026.