Unity Bank
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Unity Bank is an Australian member-owned bank providing savings and transaction accounts, term deposits, home loans, personal loans and business banking services. Its history includes credit unions serving public-sector employees, maritime workers and mining communities. The current bank brings together Unity Bank and G&C Mutual Bank following their merger in 2025, with services available through digital banking and service centres.
| Legal name | Unity Bank Limited |
|---|---|
| ABN | 72087650637 |
| Recent history | Unity and G&C Mutual merged in March 2025, the legal entity adopted the Unity Bank name in July 2025 [1] |
| Banking access | Face-to-face banking is available at provider branches or banking service centres, check the provider for current services and opening hours. [3] |
Savings rates
Compare allRates p.a. at a balance of $699.
| Bonus Saver Account | Visit | 0.10% | 4.60%Ongoing cap: No cap | No cap | - | - | - | 1 | $100 | $0 | 0 | - | 0 | - | - | $5 | - |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Christmas Saver Account | Visit | 0.50% | 0.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $5 | - |
| MoneyMAX | Visit | 4.50% | 4.50%Ongoing cap: No cap | No cap | - | - | - | 0 | - | $0 | 0 | - | - | - | - | $5 | - |
| Pensioner Plus Account | Visit | 2.25% | 2.25%Ongoing cap: $48.6K | $48.6K | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $5 | - |
Source: noren.com.au
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Savings products
Bonus Saver Account
A variable-rate savings account. Bonus interest depends on meeting the account’s monthly requirements.
Christmas Saver Account
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
MoneyMAX
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Pensioner Plus Account
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Useful links
Similar institutions
Sources and review
- Institution background (unitybank.com.au)
- APRA ADI register (apra.gov.au)
- Banking access (unitybank.com.au)
Unity Bank data reviewed . Next profile review due .