P&N Bank
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P&N Bank is a customer-owned banking brand operating as a division of Police & Nurses Limited, alongside BCU Bank. With origins in Western Australian police and nurses’ credit unions, it provides savings and transaction accounts, term deposits, home loans and personal loans. Customers access its services through digital banking, branches and a local contact centre.
| Legal name | Police & Nurses Limited |
|---|---|
| ABN | 69087651876 |
| Origins | Originated in Western Australian police and nurses’ credit unions [1] |
| Announced plans | P&N Group and Bank Australia are exploring a merger, a member vote is proposed for the first half of 2027 if plans proceed [3] |
Savings rates
Compare allRates p.a. at a balance of $699.
| Hi Saver Account | Visit | 0.05% | 0.05%Ongoing cap: No cap | No cap | 5.60%4 mths | $5M | 4 mths | 0 | - | $0 | 0 | - | - | 12 | - | $0 | - |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Momentum Account | Visit | 0.30% | 0.30%Ongoing cap: $10K | $10K | - | - | - | 0 | - | $0 | 0 | - | - | 55 | - | $0 | - |
| Savvy Saver Account | Visit | 0.20% | 5.25%Ongoing cap: $100K | $100K | - | - | - | 1 | $500 | $0 | 5 | - | - | 18 | - | $0 | - |
| Smart Saver Account | Visit | 0.50% | 5.10%Ongoing cap: $250K | $250K | - | - | - | 1 | $100 | $0 | 0 | - | 0 | 18 | - | $0 | - |
| Way Cool Saver | Visit | 3.55% | 3.55%Ongoing cap: $5K | $5K | - | - | - | 0 | - | $0 | 0 | - | - | - | 15 | $0 | - |
Source: noren.com.au
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Savings products
Hi Saver Account
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements. An introductory offer is available to eligible customers.
Momentum Account
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Savvy Saver Account
A variable-rate savings account. Bonus interest depends on meeting the account’s monthly requirements.
Smart Saver Account
A variable-rate savings account. Bonus interest depends on meeting the account’s monthly requirements.
Way Cool Saver
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements.
Useful links
Similar institutions
Sources and review
- Institution background (pnbank.com.au)
- APRA ADI register (apra.gov.au)
- Announced plans (bcu.com.au)
P&N Bank data reviewed . Next profile review due .