People First Bank
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People First Bank is an Australian customer-owned bank formed through the merger of Heritage Bank and People’s Choice Credit Union in March 2023. It provides savings and transaction accounts, term deposits, home loans and personal loans. Customers access services through digital banking, branches and customer support teams, with profits reinvested in the bank’s services and community programs.
| Legal name | Heritage and People's Choice Ltd |
|---|---|
| ABN | 11087651125 |
| Community programs | Foundation, community lottery and local partnerships [1] |
| Banking access | Face-to-face banking is available at provider branches or banking service centres, check the provider for current services and opening hours. [3] |
Savings rates
Compare allRates p.a. at a balance of $699.
| Dream Fund | Visit | 0.01% | 5.55%Ongoing cap: $100K | $100K | - | - | - | 0 | - | $0.01 | 0 | - | - | - | - | $0 | - |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Online Saver Account (Heritage) | Visit | 3.20% | 3.20%Ongoing cap: No cap | No cap | 4.60%4 mths | $100K | 4 mths | 0 | - | $0 | 0 | - | - | - | - | $0 | - |
| Target Bonus Account (Heritage) | Visit | 0.01% | 4.25%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | - |
| Youth Target Bonus Account (Heritage) | Visit | 0.01% | 4.25%Ongoing cap: No cap | No cap | - | - | - | 1 | - | $0 | 0 | - | 0 | - | - | $0 | - |
Source: noren.com.au
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Savings products
Dream Fund
A variable-rate savings account. Bonus interest depends on meeting the account’s monthly requirements.
Online Saver Account (Heritage)
A variable-rate savings account. The reviewed ongoing rate has no monthly activity requirements. An introductory offer is available to eligible customers.
Target Bonus Account (Heritage)
A variable-rate savings account. Bonus interest depends on meeting the account’s monthly requirements.
Youth Target Bonus Account (Heritage)
A variable-rate savings account. Bonus interest depends on meeting the account’s monthly requirements.
Useful links
Similar institutions
Sources and review
- Institution background (peoplefirstbank.com.au)
- APRA ADI register (apra.gov.au)
- Banking access (peoplefirstbank.com.au)
People First Bank data reviewed . Next profile review due .